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Home Loan Calculator

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1. What can I save on my home loan?

It’s worth reviewing your home loan every 2 years to make sure that you have the best option and the lowest repayments for your current circumstances.
Not only do bank interest rates frequently change, so do your needs.

What is changing in your lifestyle?

It’s worth reviewing your home loan every 2 years to make sure that you have the best option and the lowest repayments for your current circumstances. Not only do bank interest rates frequently change, so do your needs.

  • Children
  • Employment
  • Remodeling
  • Extending
  • Investing
  • Refinancing
  • Debt Reduction
  • Credit Card
  • Holiday
  • New Car

We will help you to weigh up what’s best for you right now. Sometimes it’s ideal to grow your portfolio and at others it’s cutting down on expenses.

For a quick review of your current home loan and what might suit you best, here’s a handy calculator to help you know whether to stay or switch home loans.

If you have any questions, call Daiman on 0414 987 597 (click to call) or make a time . As your local Werribee Mortgage Broker, I’m here to help.

2. How fast can I pay off my home loan?

Another area you can check is how fast you can pay your loan off with a tweak on your repayment schedule. Just change the term on the calculator above and you’ll be surprised at how much difference that could make.

Fast Track Home Loan Repayment Variables

  • Minimum repayment
  • Frequency
  • Offset Accounts
  • Home Loan Provider
  • Interest Rates
  • Included Services
  • Service Fees
  • Equity for Investment

 

Knowing your annual fees, loan fees and comparing lenders for the services they include or that have additional costs is essential. All of these variables are considered by me to match you with the right loan.

Of course, it’s important to ensure that you have the right advice for any changes you want to make. If you would like any of these services included in your loan please give me a call on 0414 987 597 (click to call) or make a time to chat.

3. Can I afford to buy instead of renting?

People are often pleasantly surprised at how small the change from renting to owning a home can be.

The requirements for a mortgage repayment may seem daunting, however it’s actually the best thing you can do for your future wealth and it’s really not as hard as you might think.

The key to understanding all the details is to have a trusted supporter, who has your best interests at heart. At Ruahine Finance we do our utmost to give you the widest possible range of best fit mortgage options; more than any bank can offer.

Use this calculator to guide you on how you can turn your rent into a new home that you
own!

For more details and to consider your individual circumstances properly please get in touch with me on 0414 987 597 (click to call) or make a time if you have any questions. As your local Werribee Mortgage Broker, I’m here to help.